Form of Consumer Credit Contract and The Consequences of its Breach

Esther Arroyo Amayuelas

Keywords

Consumer credit; form of contract; form of pre contractual duties of information; breach of form and effects

Abstract

This article deals with form of consumer credit contracts and the consequences of its breach. Distinction between form and content relating both to the contract and pre contractual information duties is made. External form (on paper or on another durable medium) and internal form (legal information to be provided) are therefore examined. The analysis focuses on the Spanish law, but other jurisdictions are also involved in the study.